Just Retirement

Just Retirement is a specialist provider of financial services for people at and in retirement. We have developed intellectual property in understanding how people’s medical conditions and lifestyle impacts their life expectancy. Applying this intelligence enables Just Retirement to create a personalised rate for the customer and deliver higher levels of retirement income compared to standard annuities.

In less than a decade since we started in 2004 we have grown to become the largest provider of enhanced annuities and the second largest provider of equity release mortgages in the UK*. In 2010 we helped our 100,000th customer towards the retirement they hoped for – an achievement we’re particularly proud of as we’re still a comparatively young company.

Just Retirement campaigns for people to get a better income in retirement. We work tirelessly to ensure more people are encouraged to shop around the market to attain an improved financial outcome.

Housing equity withdrawal is an important additional resource that would enable many people to fund a decent life in retirement that their pensions alone would not support.

Our equity release mortgages have unlocked cash from the homes of nearly 20,000 customers, to improve their lifestyle in retirement.

*ABI and ERC data for year 2011

Just Retirement is a member of the Equity Release Council and the Association of British Insurers.